Senior Attorney - Real Estate Lending

Purpose of Job

USAA Federal Savings Bank is currently seeking a talented Senior Attorney – Real Estate Lending for our San Antonio, TX facility.

Responsible for providing expert legal counsel to Senior Leaders including Executive Counsel for an operating area or staff agency within USAA. Responds to needs of the business unit by identifying and analyzing complex and unique legal issues and provide resolution for these legal matters. Ensures the company's activities are conducted in compliance with applicable laws. Responsible for identifying and managing legal risk in association with USAA's Risk Appetite and provide strategic direction. Relies on experience and judgment to plan and accomplish goals. Works independently on matters of significance to the organization and has in-depth, expert knowledge in specific type of law, and/or the proven ability to lead teams to resolve complex issues. May work with outside counsel.

Job Requirements

Competitive candidates will have experience in the following areas:

  • Independently providing legal counsel to manage and proactively address legal and regulatory risk in the real estate lending areas of USAA Federal Savings Bank
  • Providing legal advice to the real estate lending origination and servicing initiatives, program expansion and state regulatory matters
  • Providing legal support for examinations, regulatory inquiries, issues management, remediation projects and Board level reporting
  • Assisting on a project basis with supporting 1st and 2nd Line of Defense to implement consumer, real estate and fair lending laws and regulations

Minimum Requirements

  • JD from an accredited law school
  • 7+ years experience practicing law interpreting the Truth-in-Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), Fair Housing Act (FHA), Fair Credit Reporting Act (FCRA) and the state laws governing origination and servicing of real estate secured loans
  • Experience interacting with regulatory agencies, 1st and 2nd Line of Defense and Board level reporting functions
  • Admitted to and an active member in good standing of the Bar in at least one state or territory

*Qualifications may warrant placement in a different job level.*

When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses.


  • Experience in the following areas of real estate and mortgage lending laws and regulations: Origination and Servicing activities
  • Excellent analysis and writing skills
  • Demonstrated ability to make decisions on complex legal and regulatory issues and communicate with business clients

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

At USAA our employees enjoy one of the best benefits packages in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.

USAA also offers a variety of on-site services and conveniences to help you manage your work and personal life, including seven cafeterias, two company stores and three fitness centers.

Relocation assistance is available for this position.

For Internal Candidates:

Must complete 12 months in current position (from date of hire or date of placement), or must have manager’s approval prior to posting.

Last day for internal candidates to apply to the opening is 10/04/18 by 11:59 pm CST time.