Liquidity Strategy Analyst (Mid-Level)

Why USAA?

Let’s do something that really matters.

At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did. We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do – from how we treat our members to how we treat each other. Come be a part of what makes us so special!

The Opportunity

As a dedicated Liquidity Strategy Analyst, you will develop, implement, and monitor liquidity management strategies at the enterprise and line of business levels, utilizing proficient knowledge of the enterprise, financial services industry, regulatory and rating agency requirements, risk management, and financial planning. Additionally, you will provide analysis and support in the execution of complex liquidity and financial initiatives, prepare liquidity analysis and report it to governance committees, senior management, regulatory bodies, and the USAA Board of Directors, and ensures all activities are completed within compliance and regulatory policies and processes. If you have a financial analytics background with strong attention to detail and a passion for project management and governance, this is the role for you!

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.

What you'll do:

• Apply proficient functional knowledge to produce complex work deliverables in support of strategies, tools, and methodologies to model, measure, monitor, and assess liquidity adequacy across the enterprise including insurance, investment, and banking subsidiaries

• Execute the preparation of liquidity policies and comprehensive contingency funding plans

• Apply proficient functional knowledge to produce complex work deliverables in support of balance sheet analysis integrating liquidity, cash, and investment strategies

• Contribute to work deliverables and make recommendations in support of the deployment of liquidity across the enterprise and insurance, investment, and banking lines of business to meet multiple regulatory, rating agency, and internal management objectives

• Provide analysis that supports the efficient management of cash positions for the enterprise, insurance, investment, and banking lines of business

• Advise key stakeholders on liquidity management issues according to industry best practices

• Conduct analysis and provide recommendations to senior analysts and management for submission to governance committees if a risk tolerance is exceeded

• Evaluate stress scenario results and the establishment of contingency plans

• Analyze stress scenario impacts to the USAA Consolidated/P&C/Bank/Life Contingency Funding Plans and associated liquidity metrics

• Primary contributor to meet daily cash and liquidity reporting requirements

• Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures

What you have:

• Bachelor's degree; 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree

• 4 years of related experience in finance, risk management, treasury, capital and liquidity management, and/or accounting

• Proficient knowledge of Microsoft Office products including Excel

• Proven ability to effectively influence and build cross-functional relationships with employees of various levels throughout the organization

• Strong written and verbal communication skills, including the ability to create and present executive-level presentations

• Ability to effectively work with both internal and external partners

What sets you apart:

• Liquidity stress testing experience within a highly regulated environment

• Understanding of and experience working with regulatory regimes i.e. The Federal Reserve, Office of the Comptroller Currency (OCC), and Texas Dept of Insurance (TDI)

• Experience preparing and reporting analysis to governance committees, senior management, regulatory bodies, Board of Directors, etc

• Financial modeling experience to include model governance, model risk management, and control testing

• Project management experience

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer:

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $77,120.00 - $147,390.00.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an equal opportunity and affirmative action employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, national origin, age, disability, genetic information, protected veteran status, or any other legally protected characteristic.